Bayside Financial Brokers call-now

Home     |     About Us     |     Contact Us

Free Quote
Mortgage Type
Home Value $
Loan Value $
Credit Status Good     Bad
i
Do you need to self-certify your income?
This is for people that are self employed. Also this section is for people who cannot prove their income due to a number of reasons.
Self Certify Income?
Yes       No
searchnow
loader-white
not-a-problem
Bayside Financial Brokers can still find a loan for you, please fill in your details below.
congratulations
We have found a few mortgage deals that suit your needs. Fill in your details below.
Name
Phone / Mobile
Email
Message
Timing
submit
loader-white
Your quote request has successfully been sent. We will contact you shortly with your quote.
morgtage calculators
types of loans
first-home-buyers-on

first-home-buyers
Which Home Loan Is Right For Me?
Ready to stop paying off your landlord's mortgage and start paying off your own?

With so many different loan products on the market, finding a home loan is not as simple as it used to be. There are a range of options available to you that may save you money, provide you with greater flexibility and peace of mind.

Bayside Financial Brokers consultants use their expertise and experience in the home loan market to compare many loans for you. Our consultants will then be able to provide you with a loan which is both competitive and suitable - simplifying the loan selection process.

As a first homebuyer, the Government wants to help you get your foot through your own front door.

The government's boost to your first home deposit
The Federal Government will add extra dollars to your savings when you set up a first home saver account. Every year it will contribute 17% of whatever you put in - up to $850, and give you a tax break on the interest.

First Home Owners Grant - FHOG
The Federal Government introduced the FHOG in 2000 to assist First Home Buyers meet the cost of buying or building their first homes. It is a non means-tested grant of $7,000 that can even be used to form part of the deposit on your first home purchase for an existing dwelling, and $14,000 for new build.

First Home Bonus
1 July 2009 to 30 June 2010 (contract date)
If you are eligible to receive the Grant, you may also be entitled to receive an additional payment of $2,000 (for established homes) or $11,000 (for new homes only), known as the First Home Bonus (the Bonus).
To be eligible to receive the Bonus, the purchase price of the property must not exceed $600,000.

Regional Bonus
1 July 2009 to 30 June 2010 (contract Date)
For contracts entered into for the purchase or construction of a new home in a regionak municipality in Victoria, an additional $4500 regional bonus is also available (in addition to the $11,000 bonus).

First Home Owner Boost
The First Home Owner Boost, which was launched by the Australian Government, supplements the Victorian Government funded First Home Owner Grant of $7000. The Boost provides:

14 October 2008 to 30 September 2009 (contract date)
  • an extra $7000 to first home buyers who purchase an established home; and
  • an extra $14,000 to first home buyers who build a new home or purchase a newly constructed home.
1 October 2009 to 31 December 2009 (contract date)
  • an extra $3500 to first home buyers who purchase an established home; and
  • an extra $7000 to first home buyers who build a new home or purchase a newly constructed home.




free-interest-rate-report
what-will-my-loan-repayments-be
quicklinks
Mortgage Calculators
Types of Loans
First Home Buyers
Why Use A Broker
loantypes
Standard Variable Loan
Basic Variable Loan
Fixed Rate Loan
Introductory Rate Loan
Reverse Mortgage Loan
Line of Credit
95% Home Loan
100% Home Loans
Low-Doc Loan
Deposit Bond
Personal Loan
Credit Impaired Loan
Distressed Debt Loan
Construction Loan
Commercial Loan
Mezzanine Loan
Equipment Loan

Web Design by Moogle Media